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Banana Chocolate Chip Pumpkin Bread Recipe

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Start Here: Cozy Cravings with Banana Chocolate Chip Pumpkin Bread Recipe

Nothing beats the warm aroma of freshly baked banana bread filling your kitchen, especially when it’s got a cozy twist like my Banana Chocolate Chip Pumpkin Bread Recipe. I first whipped this up on a chilly fall afternoon, craving something that combined the velvety sweetness of ripe bananas with the autumnal spice of pumpkin. The melty chocolate chips add a playful pop that keeps everyone coming back for more. This recipe is perfect for breakfast on brisk mornings, an afternoon snack with coffee, or even a comforting dessert after dinner. Every bite offers that tender crumb, moist texture, and just a hint of spice that makes it feel both familiar and exciting. I love hearing how readers make it their own — you’ll enjoy tweaking it too! If you’re searching for a baking project that delivers big on flavor but doesn’t demand hours of fuss, this Banana Chocolate Chip Pumpkin Bread Recipe is your new best friend. Keep reading and I’ll guide you through the whole process.

✧ Flavor Boost Ideas

  • Citrus Lift: Add a bright splash of lemon or orange juice.
  • Spice Spark: Sprinkle in chili flakes or smoked paprika.
  • Herb Pop: Finish with chopped parsley, basil, or mint.
  • Crunch Factor: Add toasted nuts or seeds for texture.

Prep Like a Pro

Before you dive in, set yourself up for success with a little mise en place—an organized workspace where all your ingredients and tools are ready to go. This keeps the process smooth and lets you focus on the fun part: mixing and baking.
  • 9×5 loaf pan lined with parchment paper (overhang to lift bread out easily)
  • Large mixing bowl and medium mixing bowl
  • Whisk and rubber spatula for folding
  • Measuring cups and spoons for accuracy
  • Toothpick or cake tester to check doneness
  • Cooling rack to let your bread rest to perfection

⏱ Prep Tips & Time Savers

Smart shortcuts and do-ahead steps to keep cooking smooth and quick.

Gather Your Ingredients

Banana Chocolate Chip Pumpkin Bread Recipe - Recipe Image
I always like to measure my ingredients carefully to get that perfect rise and moist crumb in my Banana Chocolate Chip Pumpkin Bread Recipe. Spoon and level your flour for consistent results—not too packed, or the loaf can turn dense.
  • Ripe bananas – natural sweetness and creamy texture
  • Pumpkin puree – adds moisture and that cozy fall flavor
  • Eggs – for structure and richness
  • Light brown sugar or coconut sugar – offers deep caramel notes
  • Vegetable oil – keeps the bread tender and moist
  • Vanilla extract – aroma that elevates the whole loaf
  • All-purpose flour – the base that holds everything
  • Baking soda – for that perfect lift
  • Pumpkin pie spice – warms up the flavor profile
  • Salt – balances the sweetness
  • Semisweet chocolate chips – pockets of melty goodness
If you’re out of pumpkin pie spice, you can mix your own using cinnamon, nutmeg, cloves, and ginger. For a gluten-free twist, swap the flour with your favorite all-purpose gluten-free baking blend.

Step-by-Step to Banana Chocolate Chip Pumpkin Bread Recipe Bliss

Ready to get baking? Follow these simple steps to bring your Banana Chocolate Chip Pumpkin Bread Recipe to life—watch it rise, sizzle in the oven, and turn golden brown!
  1. Preheat & prepare: Set your oven to 350°F. Line a 9×5 loaf pan with parchment paper, leaving some overhang to easily lift the bread out later.
  2. Mix wet ingredients: In a large bowl, whisk the mashed bananas, pumpkin puree, eggs, brown sugar, vegetable oil, and vanilla extract until the mixture is smooth and fragrant.
  3. Combine dry ingredients: In a separate medium bowl, whisk together the all-purpose flour, baking soda, pumpkin pie spice, and salt to distribute everything evenly.
  4. Fold and blend: Carefully fold the dry mixture into the wet just until combined—don’t overmix, or the bread might get tough. Then gently fold in your semisweet chocolate chips for those delicious melty bites.
  5. Transfer & finish: Scrape the batter into your prepared loaf pan and smooth the top with a spatula. Sprinkle a few extra chocolate chips over the surface if you want a pretty, tempting finish.
  6. Bake to perfection: Pop your pan into the preheated oven and bake for 55 to 60 minutes. Test doneness by poking a toothpick in the center; it should come out clean or with just a few moist crumbs clinging.
  7. Cool & slice: Let the bread cool completely on a rack before lifting it from the pan using the parchment overhang. Slice with a sharp knife and get ready to enjoy!

Serve & Savor

Banana Chocolate Chip Pumpkin Bread Recipe - Recipe Image
There’s nothing quite like a thick slice of banana chocolate chip pumpkin bread still warm from the oven. Serve it plain or with a spread of butter, cream cheese, or even a drizzle of honey to amp up the yum factor. Share it with family, friends, or savor it at your leisure—it’s the kind of treat that feels like a hug in bread form.

🍽 Serving Suggestions

  • Perfect Pairings: Pair with a cup of rich coffee or spiced chai tea.
  • Plating Touch: Add fresh berries or a dusting of powdered sugar for a pretty presentation.
  • Leftover Magic: Toast slices the next day for a quick breakfast boost.
  • Celebration Twist: Turn slices into mini sandwiches with cream cheese frosting for a party-friendly treat.

Creative Variations with Banana Chocolate Chip Pumpkin Bread Recipe

  • Swap chocolate chips for chopped dried cranberries or raisins for chew and tartness.
  • Add a handful of toasted walnuts or pecans to introduce crunch and depth.
  • Use almond flour instead of all-purpose for a nutty, gluten-free option.
  • Stir in shredded coconut and a pinch of cinnamon for a tropical vibe.
  • For extra spice, add a teaspoon of ginger or a pinch of cardamom.
  • Mix in a spoonful of espresso powder to deepen the chocolate flavor.

Make-Ahead, Store & Reheat

  • Cool completely before wrapping tightly in plastic wrap or foil; store at room temperature for up to 3 days.
  • To keep longer, freeze slices in an airtight container or freezer bag for up to 3 months.
  • Reheat gently in a toaster oven or microwave (about 15 seconds) to bring back that fresh-baked warmth.
  • If freezing whole, thaw overnight in the fridge before slicing and serving.

Your Banana Chocolate Chip Pumpkin Bread Recipe Questions Answered

  • Can I use frozen pumpkin puree?
    Yes! Just make sure it’s fully thawed and well-drained to avoid excess moisture in your bread.
  • What if I don’t have ripe bananas?
    You want those brown speckles for maximum sweetness and moisture. If your bananas aren’t quite there, you can bake them at 300°F for 15 minutes to speed ripening.
  • Why is my bread dense or gummy?
    Overmixing the batter or inaccurate flour measuring can cause that. Always fold just until combined and spoon and level your flour.
  • Can I substitute chocolate chips for chunks or a different type?
    Absolutely! Dark chocolate chunks, white chocolate chips, or even butterscotch chips all work beautifully.
  • How do I know when the bread is done?
    Use a toothpick test by inserting it in the center; if it comes out clean or with a few moist crumbs, it’s ready.
Print

Banana Chocolate Chip Pumpkin Bread Recipe

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4.7 from 3 reviews

This moist and flavorful Banana Chocolate Chip Pumpkin Bread combines ripe bananas, pumpkin puree, and rich chocolate chips to create a perfect treat for breakfast or dessert. The warm spices and sweet chocolate make it an irresistible loaf that’s easy to prepare and bake.

  • Author: Fiona
  • Prep Time: 10 minutes
  • Cook Time: 1 hour
  • Total Time: 1 hour 10 minutes
  • Yield: 1 loaf
  • Category: Dessert
  • Method: Baking
  • Cuisine: American

Ingredients

Wet Ingredients

  • 2 medium ripe bananas, mashed (about 3/4 cup)
  • 1 cup pumpkin puree
  • 2 large eggs
  • 1 cup light brown sugar (or coconut sugar)
  • 1/3 cup vegetable oil
  • 1 tablespoon vanilla extract

Dry Ingredients

  • 1-1/2 cups all-purpose flour, spooned and leveled
  • 1 teaspoon baking soda
  • 1 tablespoon pumpkin pie spice
  • 1/4 teaspoon salt

Add-ins

  • 1 cup semisweet chocolate chips

Instructions

  1. Preheat and Prepare Pan: Preheat your oven to 350 degrees Fahrenheit. Line a 9×5 inch loaf pan with parchment paper, allowing the paper to hang over the sides for easy bread removal later.
  2. Mix Wet Ingredients: In a large mixing bowl, whisk together mashed bananas, pumpkin puree, eggs, light brown sugar, vegetable oil, and vanilla extract until the mixture is smooth and well combined.
  3. Combine Dry Ingredients: In a separate medium bowl, whisk all-purpose flour, baking soda, pumpkin pie spice, and salt until evenly mixed.
  4. Mix Batter: Gently fold the dry ingredients into the wet ingredients just until combined, being careful not to overmix. Then fold in the semisweet chocolate chips evenly throughout the batter.
  5. Fill Pan and Bake: Pour the batter into the prepared loaf pan and smooth the top gently with a spatula. Optionally, sprinkle additional chocolate chips on top. Bake in the preheated oven for 60 minutes or until a toothpick inserted in the center comes out clean.
  6. Cool and Serve: Remove the bread from the oven and let it cool completely in the pan. Once cooled, lift it out using the parchment paper, slice, and enjoy your delicious banana chocolate chip pumpkin bread.

Notes

  • Use ripe bananas for maximum sweetness and moisture.
  • To make this bread dairy-free, ensure your chocolate chips are dairy-free as well.
  • You can substitute pumpkin pie spice with a mix of cinnamon, nutmeg, ginger, and cloves if unavailable.
  • Store leftover bread wrapped tightly in plastic wrap or airtight container at room temperature for up to 3 days or freeze for longer storage.
  • For a nutty twist, add chopped walnuts or pecans along with the chocolate chips.

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